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Found 4 results

  1. My MIL passed away. My DH received a bill from the subacute healthcare facility for her 9 days this month before she passed away. Are we responsible in paying the bill amounting for $3,000+. Also, is anybody here familiar with Medi- CAL recovery in California? She was under the Medi-CAL for more than a year before she passed away. I know medi- CAL paid about $4,000+/ month for her care with $3,000+ co- pay. We are left with no WILL nor any property to pay Medi- CAL if ever. Thank you!! Any input would be greatly appreciated.
  2. Hi all... there was a site that listed what the cap amount of interest could be charged per loan - does anyone know what the site is? It listed personal, pay day, auto, etc. I'm looking for California specifically.
  3. I won a judgement a little over two years ago and had that judgement recorded in the county where she now lives in California. She has paid nothing for the past 2 years and is now getting divorced . I do not know if this judgement was ever reported to the credit agencise, how do I find out if it is on her credit report?? am I allowed to contact the credit agencies to confirm that the judgement is on her record? am I eligible for a copy of her credit report to see what assets she may have, such as a mortage, car payments, bank accounts etc.??? Do I need to contact the divorce court and inform them I have a judgement, and am I entitled to any of the assets she recieved is her divorce settlement??? Is there any way to get a copy from the divorce court of what assets are being divided and who will get what??? I would appreciate any help or suggestions thanks
  4. Hi, I've been lurking on this site for months but this is my first post. I ran into financial problems in 2006-2007 and ended up defaulting on my credit cards. I am in, and have always been in California so my understanding is that I'm well outside of the SOL. All my baddies are due to fall off my credit report between 9/2013 and 8/2014 according to my free annual credit report so I had pretty much decided to let nature take its course. All of my charge offs have been purchased by LVNV, Midland or Pinnacle which, from what I've read here, are really difficult to deal with. Like everyone else, they report as factoring companies, open and they update every month. But today I received a notice from Northland that I had 30 days to dispute the Pinnacle item. Northland is not reporting on my credit report but both Pinnacle and the OC are. Both Pinnacle and the OC show DOFD as between 6/2007 and 8/2007 depending on the CRA. The dunning letter I received today does not include the language about "we will not sue you for this debt." Isn't this required if the debt is out of SOL? Furthermore, they did not put my name on the notice. It is addressed to "???" With a code following and then my address. The letter starts "Dear ???" My biggest fear is that they will try to sue me and I won't find out about it and have the chance to offer the SOL as a defense. I'm guessing I should DV them but should I tell them my name? Should I ask for not only validation but also point out that I'm out of SOL? Seems like that would be admitting that it's mine. I have no proof that they re-aged except they didn't put the disclosure language. I really appreciate any help or advice.
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