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Someone called my husband's work yesterday (He works in a restaurant, which I thought they weren't supposed to call) supposedly from a debt collector or process servers office. They left a phone number and case number for him to call with his boss. The number is an 855 number belonging to a Collection Company called Convergent Outsourcing. Ok- my husband called them back- where the guy, "Joe", proceeded to tell him that he owes a debt with HSBC for $1200 (An even number? Really?) and that he is in the process of being served, and if he is served then there will be a judgement for $2000, so it's better if he pay all at once the $1200 "A significant portion TODAY so that I can stop the process server from serving you, and the balance next week". My husband told him he needed to talk to me, and to family to see if we could borrow money, etc to make a payment in full happen. Husband gave the guy authorization to speak to me. I tried calling and it just went to a phone tree. He called ME this morning, identifying himself as "Joe from the attorney's office." (I repeated this back to him twice "Attorney's office?", and he kept confirming, yes.) telling me I was supposed to call him yesterday to make a payment. Ummm, no. I tried calling you to discuss our account. He then proceeded to tell me my husband made a commitment to pay. He did not. I told him I wanted paperwork confirming the original debt. He kept side stepping and telling me we had to make this payment today or we were being served, and that he had mailed paperwork weeks ago. I told him we would gladly make PAYMENTS on a legitimate debt of $100 a month, but as we are 5 people on one income and government assistance, that is a huge stretch for us. He said that would work (Suddenly ok with not $1200 in full) but I had to make a payment TODAY. I told him I would gladly make one, if he told me where I could go to either walk in a payment, or contact info to Western Union one to them. HE said NO, that the first payment HAS TO be made by DEBIT card. We went around this for a few minutes, me telling him I was in no way giving him access to my bank account, that I would happily give them money and make payments, but no access. He kept saying they couldnt accept it, and good luck to us because they were going ahead with serving papers. That is when I brought up them calling my husband at work, telling them not to contact him there anymore, that it was a restaurant which is an inconvenience AND they don't allow personal phone calls- his response was that THEY don't call work places, it was "The process server" getting the address so he can be served. If it WAS the process server, just looking for an address, WHY did he give this schmuck's phone number and a case number?? None of this seems on the up and up to me. AND, in the hour since he hung up, I have received 6 no one there/hang up calls from various weird numbers.