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  1. Many moons ago I was part of CB (can’t for the life of me remember my screen name) and did a lot of credit report removing baddies and re-establishing credit. In February 2007 I opened a National City Credit card (secured that did not report as secured) and worked like crazy get all the baddies (judgments, collections, lates…you name it). By 2008 I had been approved for a Wal-Mart, Target, and Chevron cards. These were followed by two CitiCards and an HSBC card. I moved from California to NYC in late 2008 just as the financial crisis hit and did my best to stay afloat. Unfortunately
  2. So I'm about 1 year post discharge Ch. 7. I'm now back in with Synch and Cap 1 but apparently I'm on Barclay's blacklist. I burned them for only like $800 on an Apple card, probably the smallest amount on my filing matrix. (I wanted to pay them but of course the attorney said no. What is odd is that when I applied with them in August, I got a HP on TU and got denied. I think it listed BK as the reason. Now this month I apply again and there is no HP at all and someone else on CB said they had the same thing and it means you're on BL. That cool. I appreciate not getting a HP if it's
  3. Hi all. If you are looking to apply for the Barclays US Airways card and wish to help a brother or sister out by allowing them to refer you for the card, they will benefit from some bonus miles and you will benefit from 50k in miles. The offer is only good until January 18, 2015 so you would need to apply by then and get approved for the referring person to get the bonus miles. If interested, just PM the next person on the list with your email address as the thread moves along. If you are on the list and get a referral, please post and let people know who is next up for a referral. If some
  4. I'm very new to posting to this forum but have been using it for reference over the last month and wanted to share my recon story. I already had a Barclay's Reward Mastercard that I've had for over 7 months now and recently hit the CLI button. When asked how much I wanted, I was rather conservative and only asked for $250 which was granted after about an hour. So then I thought, perhaps I could have asked for more? So after reading on here about people calling the recon line to ask for more, I took a chance. After going over my account and answering a few questions, they granted me another
  5. I made a mistake and BT into a New Barclays world master card with "0" interest for 15 months by doing the same amount twice. The 2nd BT request just popped on my Barclays transaction and showed me $2000 over my limit. I spoke to Barclays and was told that since BT went thru, my credit line when the new statement is cut will be the amount that I am over the limit. She said there was no overlimit fee om World Master Card. I am a little stunned since when I got the card 7 days ago and I called back door for a higher CL they said NO!
  6. Noticed this on the Barclays site. Any thoughts on this? Is there a BOA US Air product I don't know about? I think there use to be a BOA US Air debit card...
  7. I have had a Barclays Dividend Miles for 4 Months and got 40,000 miles. Is there a 2nd shot at getting another Barclays Dividend Miles and get the 50,000 Bonus
  8. Hey Everyone. Happy holidays. Barclays gave me a credit line increase on there own for 650.00. I have had the card for 7 months. Started at 1,000. I called and asked for 10k and was declined. I have no baddies on my TU. Can I call to recon that decision? Let me know.
  9. Hello everyone. Happy holidays. Received an automatic credit line increase from Barclays today. (Got that card thanks to the info on this site) I was waiting for my sixth month anniversary to call and ask for an increase. I started with 1,000 and they increased it by 650.00 Can I still call to see if they will give me more? Let me know.
  10. Applied last night and got the app pending notice. Called this morning and the security dept needed to verify me. Then she said she needed to transfer me because my card limit wasn't enough to cover the requested balance transfers. Got to the other analyst and she really didn't want to budge, so I thanked her and let it go. I called back and chatted with a different analyst about paying down balances, lower APR, blahdy, blahdy, blah, and she bumped it to cover all my requested transfers and to still have credit available!!!! So stinkin excited!!!!!!
  11. $5000 limit PIF every month Heavy Use. How long to wait for CLI?
  12. Hi CBers, I have a question for you. DW app'd for the SYNC Home Design CC w/ EX frozen, after numerous calls to finally get to the correct UW department, and getting the right UW, we had them pull TU and she was approved (and on the 2nd call got a CLI, gotta luv SYNC!!! ). So we wanted to each get the Barclay's US Airways CC, she app'd and was Declined. NOW NORMALLY, I'd have her recon. BUT, as she has many new accts in the last 90 days, I am weary of having her call and have an UW look at her file as I have read that Barclay's is very new acct "sensitive". I remember a comment left for m
  13. Hi new the forum, i been reading alot of posts and really help me, so i wanted to share back.thanks to you all for the help i app for amex 11-4 after 20 years of not having the card, i said let try for the amex blue.pulled ex. i called recon they said since you had a card and it was in your bk you can not get one. i said after 20 years i cant come back the rep said no, i called again two hours later same answer, i was blown away. the same day i went for the barclays arrival got the message will let you know 7-10 days, i called recon they asked a few questions,approved 5,000 pulled
  14. Hi Folks, Thank you for all the great information. After my BK (2009) we started to rebuild our credit based on the advice here. We later received "decent" auto loan rates with Alliant CU, Toyota, and Nissan. Anyways, I recently Paid off/Closed our Capital One and Merrick Cards!!! Limits were small, highest being $1600. Our AOAA took a huge hit but it was AWESOME to get rid of those cards!!!! Capital One EO would not waive the annual fees PERMANENTLY! We waited a month and applied/approved for the following: Wife: Capital One Venture 15K (Couldn't believe it! Her highest
  15. Barclay Reward after 7 months no auto CLI, applied on-line, did NOT get instant. Called Backdoor. Answer 3 questions, put on hold and got a nice $3500 CLI. Then asked to close Barclay Sallie Me and add Credit Line to Rewards and Backdoor said "YES" It's a Great Monday Morning
  16. I searched high and low here and elsewhere and couldn't find what I was looking for. In simplest terms, will Barclays upgrade traditional cards to Siggy cards? When I apped with Barclays a couple of years ago my approval was for only $1,000 and so obviously I was awarded the Platinum version (no annual fee) and not the Signature Visa card. Now my limit with them is $10K after a couple of CLIs and I am wondering if I should ask them for an upgrade to the Signature version.
  17. Activate your RBoost account to earn up to 4X the rewards Did you know that you can earn even more rewards with your B credit card? Your Barclaycard features the RewardsBoost Online Mall, where hundreds of your favorite merchants now offer even more rewards. When you shop the mall with your B Rewards card, you can receive up to 4X the rewards, plus, you'll get access to exclusive discounts and deals. Want to get started? Log in at the B------card RBoost Mall to activate your account!
  18. Needed to Spend $3000 in 3 months for 40,000 mile bonus. Lots of previous manufactured spending doors are closing every day. After a week of research, came up with AMEX Serve at $200 a day Total $1,000 a month ADD money as a purchase on credit card and Paypal Debt Master Card funded with Credit Card for $1,000 than uploaded to Serve at $200 a day, Total $1,000 a month. Paid a different Master Card bill from Serve and it all worked.
  19. Just Got a 10 Day Notice on App for Barclays US Air Mastercard. I have another Barclays Arrival Card with a $7000 Credit Line. I want the US Air Card. Would it Help if I surrendered the Barclays Arrival to Get the US Air
  20. I know this is a baby step, but I wanted to let EVERYONE know that all their sharing of wisdom and knowledge does not go in vain, and as frustrating as it may get EXPLAINING and REPEATING things over and over again, as a NEWBIE (barely here over a year) I would like to thank ALL OF YOU! Getting ready for upcoming App Spree, so contacted Cap1 EO Tuesday Morning for CLI's (after last PIF payment went thru). Had QS1 at $4k, Cap1 Sparks Classic $1700, QS1 $1200 and Barclay's MC Rewarsd $500. Have been rebuilding credit since Spring 2013, and thanks to CB have all 3 FAKOS in low 700's. Have bee
  21. Well after trying to freeze my EX report online I finally broke down and called them. Only took a couple of minutes but I just despise talking on the phone to "credit people". Maybe not "credit people" but it just amps my blood pressure up, LOL. Anyway, after I got my EXP frozen I applied online for a Bank of America credit limit increase. Had it over a year in June of 2013 and they started me off at $10,000. I left the amount I wanted out an applied, but it came back stating I had to put an amount in the CLI box so I put $25K. Came back with it increased to $18,000. I'll take tha
  22. I am currently rebuilding my credit and recently got approved by Barclays with a small limit. I need a larger limit but how do I increase my chances that they will comply and how long do I need to wait before asking?
  23. Just Hit my $3000 spending requirement to get 40,000 sign up bonus miles by Buying US Air Miles at 50% off, 17.5 cents vs 35.0 cents per mile. Can book AA thru US Air. Barclay is BK Friendly. Never thought I would ever get back a mileage card only 19 months out of BK. Thank You, CreditBoard
  24. Not sure if this is specific to certain lines or across-the-board at Barclays - I received this on my Apple iTunes card The Changes: BT is now the greater of $5 or 4% whichever is greater (think it was 3% before) Late Payment Fee is now $26 for the first late in 6 months, $37 for each successive late Bounced Payment Fee is $26 for the first, $37 for each successive in 6 months Penalty APR is no longer in effect (one positive) Minimum Interest Change is decreased to $.50 (okay another positive)
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