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Showing results for tags 'bad car loan'.
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Hey every body i need help! When i was 19 years old, I decided to take a car loan out for my father who didn't have any credit. He told me the car was for him and that he was going to make every payment on time and that i have nothing to worry.So I went to the dealer and signed the papers for him. 3 years later, he has not made one single payment on it, every time i ask him where the car is, he would not give me the slightest clue to where it is. I've threatened him in every way to retrieve the car, and nothing seems to be working, and I have been called by every detective that have been searching for the car and every time i tell them my situation, they just tell me that i better find it. I am speaking to a credit restoration company, but they have not made any improvements on my credit for the past 2 months that I have been paying them. My credit went from 740, down to 580. I can't apply for a mortgage now, which is what i have been trying to do since the beginning of this year. Is there anything i can do to dispute it? also do these restoration companies do anything to help your credit? please help, I have no one to turn to!
