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Credit Application: Your Age? 38 Your Equifax Credit Score? 649 Your Experian Credit Score? 650 Your TransUnion Credit Score? 630 How many years have you been on file with Equifax? 16 How many years have you been on file with Experian? 16 How many years have you been on file with TransUnion? 16 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? YES Will this open auto loan be a trade-in? NO How many late pays within the last 12 months on the currently open loan? 0 How many late pays within the last 13-24 months on the currently open loan? 0 Your current open auto loan is financed with? Chase Your current open auto loan payment is?360.00 Estimated amount you may be upside down in this vehicle? 0 Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10 -Owe 2 payments will be paid off 3 months early YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 8 Total percentage utilized overall? WAS 61% once cc companies report will be 42% just approved for 2500 increase on 1 card. How many of your revolving accounts are store cards? 0 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 3? 2 capital one...1 credit 1 YOUR PERSONAL INFORMATION How long at your current residence? 8 yrs Do you Rent or have a Mortgage, or Live w/Relative or Other? Own Your Monthly Rent or Mortgage payment? N/A (NO MORTGAGE) 1200-(does not show on credit report) filed BK in 09 never reaffirmed How long have you held your current job? 2 yrs just switched jobs 3rd job In last 20 years.... Your total provable monthly gross income is? 9000 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) paycheck stub Is there additional monthly income? What amount monthly? No Describe the source. N/A Is the additional monthly income provable? N/A SPOUSAL INCOME @ $50,000/YR YOUR DOWNPAYMENT Please tell me your exact down payment in cash? $5,000 Does any credit repository contain any Public Record? YES BK IN 09 If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? NO HAD 2 UNPAID DOC BILLS -PAID OFF If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 8 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 8 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 8 New or Used vehicle you are considering: Please very briefly describe. 2014 Car $53000

Hi Everyone, My goal was to get my Lexus however, I decided on a 2010 Acura RDX/Technology package. Sweet, sweet, sweet car. Love it!!!!!!!!!!!! I have been working on my credit only for only two months however, I decided to give it try and apply. I got it. I got 2 collections removed and an inquiry. Credit score was 585 at 12.48% but I will continue to work on my credit and refi in about a year. This site have given me the courage to work on my credit and apply for this car. I have gotten a few positive TL and I have a lot of work to do when it comes to credit repair. I am on the right road with this site. Thanks everyone for the wonderful contributions to the site.