Jump to content

Search the Community

Showing results for tags 'apr'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Intro & News
    • Please Read Before Posting - NEWBIES START HERE
    • CB gets Press!
    • CreditBoards Success Stories
    • Newbies Section
  • Creditboards Main Forums
    • Credit Forum
    • Medical Billing & Medical Collections
    • Bankruptcy
    • Foreclosures/Loan Modifications
    • Chexsystems Help
    • Debt Consolidation, Counseling and Management
    • Military Credit
    • Canadian Credit
  • Financing
    • Mortgages
    • Automotive Financing
    • Student Loans
    • Business Credit
  • Money Management
    • Money Management
  • Special Topics
    • VISA MC policies
  • Resources
    • Laws Laws Laws
    • Where can I Find?
    • CaseLaw
    • State Laws
    • Debt Collector Hall of Shame
    • Identity Theft
    • CreditPulls Database
    • Databases and Reference
    • Sample Letters
  • Misc.
    • General Discussion

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Website URL


ICQ


Jabber


Skype


Location


Interests

Found 9 results

  1. Hey Everyone! Looking at buying a car in the next 30 days. The world is pretty much back open. Well...it never closed here in Atlanta, GA where I'm at but still lol. With things opening back up I am back in the office working and need to get a vehicle. I was able to hold off with working from home when my last clunker gave out on me. I got a pre-approval from Capital One. They verified my info via pay stubs and pre-approved me for a car up to $55k. Of course, I don't need anything that expensive. I have a charge-off/repo from over 24 months ago now. No late pays or other derogs
  2. http://www.autodealermonthly.com/channel/dps-office/news/story/2018/10/edmunds-auto-loan-interest-rates-climb-back-to-pre-recession-levels.aspx?utm_source=email&utm_medium=enewsletter&utm_campaign=20181006-NL-ADT-Enews-BOBCD180930003&omdt=NL-ADT-Enews&omid=1000693576&ajs_uid=7122G8705801J8B&oly_enc_id=7122G8705801J8B&ajs_trait_oebid=3671F9146356B0M No Paywall. Auto finance/purchase related.
  3. http://www.autodealermonthly.com/channel/dps-office/news/story/2018/09/fed-reserve-approves-third-rate-hike-of-2018.aspx?utm_source=email&utm_medium=enewsletter&utm_campaign=20181006-NL-ADT-Enews-BOBCD180930003&omdt=NL-ADT-Enews&omid=1000693576&ajs_uid=7122G8705801J8B&oly_enc_id=7122G8705801J8B&ajs_trait_oebid=3671F9146356B0M No paywall. Automobile purchase/finance related.
  4. Hello Everyone, I have not posted here in a while, and wanted to see if you can provide some input. Currently. 3.75% for an FHA 30 fixed with $290 a/month MIP remaining balance about $285k House worth about $350K Refinance estimations 4.125% APR on a conventional, NO MIP Refi Loan either for the balance, or with a $15k cashout will this be worth it? I have not applied yet, but my goal is to remove my MIP, and save those $290 a month on my monthly payment. and wondering is also getting the cashout is a good option.. please advise, thanks..
  5. Haven't been late on a revolving acct in >2 decades except by a couple of days on rare occassion, just a small handful of times (can't say the same for SLs). As it turned out, glad the oversights were with PSECU and PenFed, neither of who responded with a nose dive on internal (read: Amex) score, late fee or requirement to request a reversal of it- due to a standard grace period. Luv me some majors, but diversity is king and CU can take the bite out of a slip up, give some good product with great CLs/rates/ member relations and warm fuzzies. They're not for the feint of heart ne
  6. Does anyone have any idea what FICO score NFCU is looking for to lower your interest rate to their best 9.9% for their signature VISA card? I currently have 16.99% and would be interested in any antidotal evidence of others getting lower rates for a given FICO score. The credit pulls database doesn't seem to have any data on this topic. I asked the NFCU CC representative and they told me they could not state so given that they believe they are held to a federal law that requires that they do not influence my decision as to whether to apply or not for the reduction as telling me the guide
  7. Back in 2010 I applied for USAA AMEX Cash rewards card and sadly wasn't approved for that but they did offer me a USAA Classic Credit the with a limit of $1500. Fast forward 1 year and I call in for a Credit Limit increase and was told that THIS particular card was not available to receive a CLI and would NEVER be given a CLI. I then applied for the AMEX Cash Rewards card again and thankfully I was approved this time. I just sock drawered the Visa only using it every 6 months for gas. Last week they sent my replacement cards for the VISA and I seriously was considering canceling it.
  8. Hello, First off I'm glad I found this site. I've been at my job for about 2months now. And I'm earning a steady income. I've been thinking of purchasing a new car (2011) or (2012). Depends if I get a good APR% and my loans stay between 300-400. What would ve the first step. My credit score is about 540-560 on all three Credit Bureaus. I know what car I want, and I know how much it costs. (Advertised price only) Can ve lower through the power of negotiation. Hopefully someone can really help me out. Thanks in advance.
  9. Las week I ran the annual credit score from equifax and says that I have 683 and its seen as an Average/Good credit score. So yesterday I went to a dealer to buy a Nissan CPO and they run a fico score and I obtained a 638 score. they approve me for an amount $19,500 an interest rate of 8.49 for 60 months. I believe that interest will match with a 72 months term intead of the 60 months term, but they said that the problem is my "poor" trasunion credit score. I need Advice please.... 8.9% APR is a good rate for a CPO car ???
×
×
  • Create New...

Important Information

Guidelines