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Found 2 results

  1. Received a collection letter from AFNI today for a Verizon bill for $31.29. I know I've never had wireless with Verizon, but I don't know if I've ever had landline or something else with them. The letter doesn't say what service I supposedly didn't pay for. Has anyone had experience with this agency? They offered to settle for $25.00. The letter also states they won't sue me because of the age of the debt. The letter does not say anything about disputing the validity of the debt within the standard 30 days. Right out the gate, they are already lying because they stated, "we are making another attempt to contact you"; yet they have never contacted me previously. They have 3 addresses for themselves, a postal box and street address in IL and a postal box address in TX. How should I handle this? They are not on my credit report at the moment. I'm so close to a clean report, the last thing I need is this one turning up.
  2. I have a $695 Verizon Wireless bill from April of 2009 that has been sold to AFNI. I call and send letters all the time over the last couple of years and have not had any success with getting a PFD. I called today and talked with a guy who said he would drop the bill to an even $300, they would report it as "paid", then he said that AFNI is not in the habit of paying employees to validate paid accounts, so ask the credit bureus to validate and AFNI would not respond, 30 days would pass and the account would drop off. I am in no hurry and can wait until April of 2016 for this chocolate to be gone but this sounds interesteing. Can you please give me advice I really want this account to be gone.
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