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Showing results for tags 'accuracy'.
Some of you may have read my post about helping my friend with an issue concerning how US Bank is reporting the account history. When I compared the online credit reports, TU and EX have it differently, but a month apart. So let's use an example going back to 2011, TU has it:July (90), August (30), September (OK), October (30) while EX has it: July (60), August (90), September (30), October (OK) In other words, the Experian is always a month behind TU. As my friend has no other baddies in the last 24 months, nor do I or my GF, I have no way of knowing if this is a commo
I have a question about former addresses and opting-out, more as it relates to my GF's credit than mine. She has no ongoing disputes, and nothing derogatory in the last few years, so nothing to challenge in her file. And no old charge-offs or debts someone would come after her for. Is there a reason having old addresses removed is a smart thing to do overall, or does it in only apply in the context of trying to clean up a file? Sort of same question about opting-out? With one major and one store card, plus access an AU on another, she needs to add trade-lines to get her score up,