Hi guys! (and gals!) I was getting garnished and decided to let it go on and just clean up my student loans of $2500. I have $581 left ($428 after tomorrow). I'm trying to fix my credit now and just became aware of rehabbing SL but when I contacted my loan servicer, they said no, it was too little an amount to rehab, and to just let it finished out.
After reading around the forums and the Net, I realized that that was a bad idea (if I could stop it). I contacted the Dept of Ed who referred me to the Ombudsman group who referred me to NYS Higher Education (the people who apparently have the collection agency, Windham Proffesionals, garnishing my check)
Is it possible that Windham is lying? I haven't been able to find a "minimum" amount under which SL rehabs can't be done, and I will call NYS Higher Ed tomorrow (they were closed by the time I got their number)...........I just want to know if it's still possible to rehab? Or should I just be resigned to having negative tradelines (albeit, one showing paid, the original showing lates)
Thanks for your input!