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Okay here's my deal. I applied for an auto loan with carfinance.com I got approved for up to 26K. They verified my income, employment and SSN... A couple days after my approved I called CarFinance to see what was the hold up and what was taking so long, the account manager said that they only needed references to give me the activation code for the loan check. So I gave her the references and she finally approved my loan and gave me the approval number to place on the check. She then gave me instructions on how I use the blank check they gave me.... I already had a car in mind (i had been shopping for weeks)... So i took my happy butt over to the dealership and made the deal! All this happned on 02/06/2013... Its now 02/26/2013 and I get I guess because of a stipulation my car loan is still not approved.... Let me back track ah bit. One of the stipulations of the loan was that I trade in or pay off my current auto loan. I told them that I didnt and couldnt do either. Then the prepresentative gave me a third options; another person could take responsibility for the loan, but this person had to be a resident in my home! And well since the new car was for the other person that lived with me this worked out well. So I told her that would be perfect and that I would go with option 3... I received the code for my check to use so I assumed that everything was great. Now 02/26/2013 we're back to this again.. My loan is not approved because of the financing dilema.... I havent received any calls from the Dealership, but the Fianance company seem's a bit shady... What do I do? I'm in California by the way. Thanks for your input and help everyone!