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Found 6 results

  1. I just got a Midland tradeline deleted from my credit reports. I first submitted a DV and Midland quickly validated (the debt was legit). I called Midland to settle* -- I offered to pay in full ($200) if Midland agreed to delete the tradeline from my 3 credit reports. They refused, saying they would only update the tradeline to paid in full. I ended up walking into a brick and mortar T-Mobile store and asking to check on the status of an old account I had with them. The T-Mobile agent told me the account had been sold to a CA, but I asked if he could call customer service and see if
  2. We talk about cell phone service for your business often here so I wanted to give everyone some tips to better your chances for approval. I will talk about the four major companies out there although there maybe smaller regional companies that could also be a option for your business. Verizon- hardest to get approved for with no deposit AT&T - close second for hardest Sprint and T-Mobile - I would say these two would be tied for easiest especially lately since both are in need for more customers. Verizon and AT&T have the best service nationally and generally would be the be
  3. Hello to all my CB fam! So I'm in the process of looking for my first home to purchase. I have an approval for my mortgage loan and the only thing they are requesting is that I pay off the only collection listed on my credit file. The collection is a Midland/T-Mobile account for $470 from 2010. My question is how should I proceed with this? Originally it was two accounts listed, but when I applied for new T-Mobile service in November it disappeared from two bureaus completely and only one account is listed on Equifax now. Any help is greatly appreciated.
  4. Hi, Since my score ( with Experian on free credit score .com ) just went up for 107 points I'm sure they accepted my request to delete a reinserted item by the second collection agency that T-Mobile hired to collect a inaccurate debt . The fist time I received a letter from Equifax saying : The results are : This item has been deleted from the credit file ( that was in April 2012)( The other CB never send a confirmation) Since my disput for the reinsertment ( where I attached a copie of the letter ) I'm sure Experian deleted the item again ( which I didn't get a confirmation about but
  5. Happy to say that after DVing Midland for the fiance with the basic DV from WhyChat's Page, Midland has responded to an out of SOL T-Mobile debt saying ... "Based on the information provided to use, we have instructed the three major credit reporting agencies to delete the above referenced MCM account from your credit file. Blah Blah Blah Blah" Thanks CB... Thanks WhyChat.. Pressing Forward!
  6. So fired off some disputer letters to all three bureaus for the fiancee at the end of May and already received the results of the dispute from Transunion.... Talk about service with a !! Anyhow, so out of 4 disputed accounts, 3 were deleted, and among the included MIDLAND CREDIT MANAGEMENT for an old T-Mobile account!!! ... So right before we got to celebrating the victory as I was very worried if this was going to be daunting.. i also opened a collection letter that didnt look like any of the usual suspects. It read as follows... Dear Fiancee, The purpose of this letter ir to request
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