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So, I blame CB for even considering applying for another CC so soon after I just got approved for my AmEx BCP (with $20,000 CL). But, here goes. I need a good 0% APR card to transfer some prior balances (roughly, $9,000). I narrowed my choices to the following three cards. As you can see, there are pros and cons with each card. Any advice is highly appreciated. As for my stats, my CK score is 757. $100k income. Other major cards: BofA Visa (2006) ($17,000 CL), BofA MasterCard (2008) ($10,000 CL), Chase MileagePlus Explorer Visa Signature (February 2013) ($11,000 CL), and now AmEx BCP (October 2013) ($20,000 CL). Chase Slate Chase Slate is currently offering 0% APR for 15 months and 0% BT fee for the first 60 days. Pros Decent 0% APR length. No balance transfer fees for balances transferred during the first two months. I also currently have Chase MileagePlus Explorer Visa Signature. After the 15 months are up, I can theoretically close the Slate card, after transferring the CL to the MileagePlus. I really like my MielagePlus and would like the CL on it to grow over the next few years. Cons The 0% APR length is considerably shorter than the other two cards. Plus, I do have the other card from Chase (with $11,000 CL). Will I get a lower starting CL if I already have a card with Chase? Citi Simplicity Citi Simplicity is currently offering 0% APR for 21 months (with 11.99% APR after that). This is a targeted offer. The BT fee is 3%. Pros Really good 0% APR length. I do not have any other Citi card (although I previously had one, but it was closed for non-use five years or so ago). I also heard good things about starting CLs with Citi. Cons Balance transfer fee. Although 3% is not bad, it is not as good as Slate’s no transfer fee. Barclaycard Rewards MasterCard – Excellent Credit CK currently has an offer for this card with 0% APR for the first 24 months!! The balance transfer fee is 4%. Never had a Barclays card before, but know that they are a solid institution – at least abroad. Pros Amazing 0% APR length. Would be a good card to establish history with Barclays, if I want to later get their Arrival World MasterCard. Cons Higher BT fees than the other two. Plus, I hear they are stingy with their starting CLs (or even approvals). Appreciate any thoughts on the above.