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Showing results for tags 'Secured cards'.
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Hello, So today I sent out the last of the disputes I can complete for now. Here is what I have done so far. 1. Opted out 2. Deleted old Addresses from all three (EX won't budge on this one) 3. Disputed a Judgment with all three CRA's--> EQ verified (asked for reinvestigation), Still waiting on TU and EX 4.) DV'd all CA's on my report---> still waiting on results 5.) Used the 1-2 punch on the above----> still waiting on results 6.) Disputed four CO accounts on my report-----> Still waiting on results. Here are my questions: 1.) When the results are determined, do the CRA's send out new hard copies of the reports? How do I order my next report copy to really see what's left? Do I order another hard copy? Do I pay for another copy from each CRA? 2.) How long after I recieve the results on the above, do I start my next batch of disputes. Let's say I am really lucky (a girl can dream right) and everything I disputed above is deleted... I will have three monster accounts remaining (all CO's). Do I jump right in and attack those? Do I wait a period of time before disputing again? What about if I have "second steps" I need to do with accounts already disputed. I am assuming that I can attack those right away. 3.) When should I apply for cards in this whole process? I was thinking on waiting until this first round of disputes are completed, however if it is wiser to do it sooner I will. I am planning on secured cards for now, as I don't think I will be approved for unsecured at this time. You guys are awesome!
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I have had secured cards since 1/13. applied bank 3000, who only reports to transition and experian. and capitol one 2000.00 who has reported to all three. they have raised my score from high 500s to low 600s to equinox 657, experian 687, and transunion 720. should i replace the applied bank card with one equal in value that reports to all three, and the real question is am I ready to apply for a unsecured card? And If I do get one and lets say it is only a 2-300 dollar card will this not negativly impact my credit?
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What is a good secured credit card to apply for to help rebuild credit.
