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Showing results for tags 'Score Drop'.
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Hi Everyone, I need some advice/help....I've been ready through pages and pages on the forum, but can't find my exact answer. Here is my situation: In July my score from TU was 618 I had 2 charge offs from 8/2007. Well for some reason they dropped off in August 2013 and my score went up to 641 (great right? they dropped off a year early and boosted my score) Well, I checked my TU score the other day and it has taken a nose dive down to 573...in December the same 2 charge offs were added back to my TU file...that is the only change. So basically, I went from 2 bad to no bad to back to 2 bad.... My question is will these still drop off in August 2014? I think they will but I'm not 100% sure. I would PFD if it's an option if they are going to stay another 7 years...if they will drop in August 2014 I will just wait it out.... Thank you to anyone who can give me a clear answer. -
We received a Score Watch Alert this morning from My Fico saying my Equifax score dropped 20 points. She has been paying Edfinancial via auto-pay since 2006 with zero lates on this loan or anywhere else. Edfinancial sold this loan to AES this month. When Edfinancial reported the loan had been sold/transferred, it triggered a Score Watch Alert with a 20 point drop from 703 to 683. Reason: Balance on revolving account may be too high. Aren't student loans installment loans?? I am stumped. How is this humanly possible??? She has done nothing wrong. The AES trade line has not reported yet. Has this happened to anyone else??
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We received a Score Watch Alert this morning from My Fico saying my Equifax score dropped 20 points. Dear Wife has been paying Edfinancial via auto-pay since 2006 with zero lates on this loan or anywhere else. Edfinancial sold this loan to AES this month. When Edfinancial reported the loan had been sold/transferred, it triggered a Score Watch Alert with a 20 point drop from 703 to 683. Reason: Balance on "Revolving Account" is too high. Aren't student loans installment loans?? I am stumped. How is this humanly possible??? She has done nothing wrong. The AES trade line has not reported yet. Has this happened to anyone else??