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I disputed my Enhanced Recovery Company, LLC account through Sprint on all 3 CRAs. It looks like they have updated on all 3. Can I still do a DV, or am I out of luck there? I allegedly owe $380 and actually wrote up PFD settlement of $155 (they had previously sent me a letter offering a settlement of $152). My question is, should I send them a letter disputing the validity, even though they have already "verified" it through my CRA disputes? Or should I continue with the PFD? I just want them gone, and the $155 will totally be worth it. I've read around and saw older posts saying they fold fairly easily. Have they gotten more hardcore? Thanks, in advance!!!
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I disputed my Enhanced Recovery Company, LLC account through Sprint on all 3 CRAs. It looks like they have updated on all 3. Can I still do a DV, or am I out of luck there? I allegedly owe $380 and actually wrote up PFD settlement of $155 (they had previously sent me a letter offering a settlement of $152). My question is, should I send them a letter disputing the validity, even though they have already "verified" it through my CRA disputes? Or should I continue with the PFD? I just want them gone, and the $155 will totally be worth it. I've read around and saw older posts saying they fold fairly easily. Have they gotten more hardcore? Thanks, in advance!!!
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We talk about cell phone service for your business often here so I wanted to give everyone some tips to better your chances for approval. I will talk about the four major companies out there although there maybe smaller regional companies that could also be a option for your business. Verizon- hardest to get approved for with no deposit AT&T - close second for hardest Sprint and T-Mobile - I would say these two would be tied for easiest especially lately since both are in need for more customers. Verizon and AT&T have the best service nationally and generally would be the best choices but it all depends where you live and work and how much you travel for work. If you travel regionally or nationally you will want to stick with the top two. If you work locally any of the for depending upon coverage for that area should be fine. Price you get what you pay for. Let's go though what is needed for each carrier. Verizon- Any business can get approved for them as soon as they open for business but they will want a $400 deposit. After 6 months and a few trades reporting you will normally get the $125 deposit option. Unlike other companies their business sales reps don't really have any power to override the deposit options. What can help you though is 6 months of bills from another carrier under the business name but for a young company won't be possible. AT&T- Generally with a thin file and under a year in business they want a deposit. This can range from a $1k to $150 per line and yes that is $1000 per line! So here is the key to getting around this. You need to get in contact with a business account manager. Its a little tricky to get the contact info for them and the form they have online doesn't seem to work properly so the quickest way I found is Twitter. @attbusinesscare.. They are very quick to respond and will get a sales rep to contact you within a day or so. The account managers can basically get you setup with service no matter what credit says under a two year contract it's almost a given if things check out. If you want to finance the devices you will be sent though credit for review and often a manual review if your credit is weak. Again their managers can override this but it is done case by case depending upon their "feeling" of your business. This is where its important to have things like a website, Facebook page, twitter account etc and also answering the phone under the business name when people call. The account manager I was dealing with mentioned my website and facebook page so I know they checked. Also just being nice and professional with these people go a long way. Sprint- Generally they are fairly easy to get approved for if you have atleast a DNB or Experian file and you answer the phone. Some times they will want a deposit and you may have a account spending limit assigned. Again if they want a deposit or you want to avoid the trouble contact their national sales team. They have a contact form on their website and they will assign a business sales rep to handle things for you. Again same thing here they can push approvals though with no deposits. If they really want to. T-Mobile-is a right there with Sprint especially lately with a big push for new customers. For the most part unless you go into store you will be assigned a local sales rep and they can really push things though for you with little effort if they want to. I'm not seeing many request for deposits with them lately but also their service in most areas is sub par unless you live in a major urban area. They also have the best pricing on service. With all the carriers besides Verizon a good sales rep can get you setup with service no matter what. Also they can often get you better prices on equipment and even service. A couple tips for all carriers maybe even Verizon... You want to set up at least two lines of service, if they really push the insurance or other items just take them sine you can always cancel them the day you get your phones or any time down the road. This means more money for them and they will work harder to make sure they get it done for you. Another good tip is to throw out their competitors names like Verizon if your dealing with AT&T and say they got you approved and so on again makes them work harder. Again make sure your business basics are in place.
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- Business cell phones
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So i received my EQUIFAX report finally for the first time and after taking some time to go through i am able to confirm a couple that report to EQUIFAX or sure... AT&T landline services SPRINT Wireless services.. Sprint is kinda iffy however seeing as I have had them since December 2011 and they only reported up through February 2012.. i still have their service and i confirmed by account number it was them, however.. dont know what is up with that.. dont want to dispute it and mess around and lose the whole trade therefore.. ill just let it be... we switched to AT&T Wireless couple days ago so here is to hoping they report to EQ.. ill add a trade with that.. AT&T (landline) FAITHFULLY reports on the 27th of the month EVERY MONTH for me on Equifax.. and on D&B.. just have to get my first copy of Experian file and i will attempt to conclude who is reporting there..