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Found 2 results

  1. Hello, Just got an Email from Equifax after my Dispute Letter. They have sent me two links for my investigation results. One to Opt In and one to Opt out. Should I use the Opt out Link or should I just ignore the email? Thanks.
  2. Hello All, I am fairly new to this forum so please bare with me. So far you all have helped me in fixing my awful credit (never let a irresponsible person own a credit card ), but I need help with this problem. I recently send a DVL to my CA (PINNACLE CREDIT SERVICES) for a debt that I supposedly owe VERIZON WIRELESS from 2007, after trying to get in contact with them for a long time. Long story short, I received a "response" from an entirely different CA ( FIRST NATIONAL COLLECTION BUREAU). It was a settlement offer of 70% off the supposed original debt. Keep in mind I have not received any notification from any CA regarding this particular debt. I called them to ask who they were and they said they wanted to settle but I need to send a letter stating I no longer dispute the debt? Is this correct? Or should I send FIRST NATIONAL CA a DVL? PLEASE PLEASE PLEASE HELP! I'm really trying to fix my credit to get a house and this is yet another bump in the road.
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