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Showing results for tags 'Reinstatement'.
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For anyone still wondering if this card/program still exists, it does. Long story short, I hit the skids about two years ago, sort of the perfect storm in life, job change, more babies, and less income. Burned AMEX for about $14K. I have since paid back ~$12K. Got the letter from AMEX today to regain card membership as long as I pay the remaining balance. I called to verify and all is well, the gentlemen asked what went bad after so many years of good. I explained, apologized, and he verified the offer and that the account is still in house. I will pay the remainder next month and get back in the boat with AMEX and pray for the magic "bad-to-positive" tradeline. I just wish most credit companies operated this way, to me its win-win for all parties. Just wanted to share for those mystified by the Optima/Oasis program.
