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Opened a Public Savings Bank secured card with a $200 deposit back in 2011 as I'd heard good things and planned on adding to the security deposit in hopes it would unsecure. They were taken over/sold to Capital Bank and the card became Open Sky. I received a letter today from Open Sky/Capital Bank stating that my 'anniversary' was coming up and my card would be 'renewed'. It further states there will be a $50 annual fee. I pretty much use this card for gas and PIF every month, so time to pay this off and cut it loose. Oh well. Luckily I have about $600 in new TL from Comenity this month to offset the open credit for util purposes. Wanted to give any others with this card the heads up that this letter will be arriving if you haven't seen it already.