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I just got a Midland tradeline deleted from my credit reports. I first submitted a DV and Midland quickly validated (the debt was legit). I called Midland to settle* -- I offered to pay in full ($200) if Midland agreed to delete the tradeline from my 3 credit reports. They refused, saying they would only update the tradeline to paid in full. I ended up walking into a brick and mortar T-Mobile store and asking to check on the status of an old account I had with them. The T-Mobile agent told me the account had been sold to a CA, but I asked if he could call customer service and see if
Hi all, My first post after doing about a week's worth of research. I recently pulled my CR for the first time in 7-8 years. I've had my head in the sand, a hear no evil/se no evil kind of approach. But, that doesn't make it go away, being responsible and being addicted to this board does. I have multiple accounts that are in collections, settled, old, etc. It's a mess. I've just had almost all of the old addresses/numbers removed from my 3 CRs though, a good first step. I'm taking one account at a time, atleast till I get my learning curve rounded out. I'd be very appreciative i