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Showing results for tags 'Overdraft'.
I've had an account with ING Direct, now Capital One 360, for years. It has a tiny $25.00 overdraft line of credit. There is a link to request the limit be raised, and I'm wondering: have any of you done it, and did you get a hard pull? Thanks for any info.
I've read a few times about payday loan places trying to draft multiple payments in the same day, over the course of several days, and so on. No, I didn't take one out, this is just a question. Is it legal for them to do something like this? It seems to me that it could be argued this is intentionally harmful to the consumer. Just wondering if one would have legal recourse against a place that does this for willfully causing financial harm.
I had a BOA checking and savings acct from Aug 2007 through April 2009. I had over $10,000 between the 2 acct's. I used alot of the funds to pay some accts off from my previous marraige, buy some stuff, but never came close to a $0 balance. Due to the way they input these transactions from largest to smallest, the way they held my direct deposits until they charged me ODF's ($500-$600 at a time ) I ended up paying over $4600 in ODF's in a year period. I even took out $4,000 in loans to cover the difference. They "force closed" the acct in July 2009. They're adamant that I still owe them $848.0