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I recevied a call from (214) 382-9496 around 4:40 today and I returned the call to a man who answered stating that he was calling on behalf of E-Z Money, in regards to a payday loan that I had defaulted on in October of 2011 and that E-Z sold me to a collection agency failing to recoupe that money E-Z Money had decided to pursue legal action to try and get the money owed to them -- they were willing to settle the debt as well. This guy knew my social, phone number (obviously), full name, and address. But he stated that the debt was $655. It's not the debt was $348. I paid off 3 different payday loans at the end of last year, I was pretty sure I paid of E-Z Money but it turns out it was three completely seperate companies. So, I told this guy that I would give him a call back in about 15 minutes but I would need to contact the original creditor about this debt to see if they could verify that I had paid that debt. He was silent, and I swear I heard him say okay and so I hung up. 15 seconds later he calls back madder than a wet hornet and he went on about how this is how this works blah blah blah and he wanted to remind me that the call was being recorded that I was refusing to pay.... mind you there was no refusal to pay, I simply wanted to validate. How is that a refusal? He then said that he was going to file papers and I said okay... then as I hung up I told him to f off. Immature I know, but seriously. So, he calls back 3x and I ignore each one - one the 3rd call he decides to leave me a long old message about how I'm going to regret swearing at him and I was going to pay for it by beign charged court fees and all kinds of mess - so I call E-Z Money to verify what was going on with the debt. Apparently, the debt was sold to National Credit Adjusters and the amount was $348 - so I called NCA and the debt was sold from their office to a place called Debt Management LLC. unforutnately that company was not answering their phones. I won't sit here and say that I wasn't a little rattled - in fact I was seeing red I was angry and nervous and all other kinds of things. But the more I think about it, it feels like a bogus call? My big question is: how do they get that sort of information? The number that I missed before I called back was the 214#, yet the number he called from was a (410) 402-1073 and he said it was a company by the name of Premier Litigation. There's no such company that I can find on the internet. I do wish I had recorded my conversation with him, I did get to record my conversation with E-Z and NCA though.