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Should I remove myself from this account?
jolandapgilbert posted a topic in Credit ForumHello! Credit Card Question! I currently have 3 open credit cards. 2 of the cards have a balance of $0 and a limit ranging from $100-$300.The last card I have happens to be the oldest card on my credit history with a limit or around $3000, however has an 89% utilization. I was added to this card to help build my credit while in college, however, was never the primary user of this card. Needless to say the 89% usage has not been a result of any charges I have made to the account. I was advised previously not to remove myself from this account because it was the oldest on my account, however, I'm not sure how beneficial that is being that the balance is so high and after a year has a remained high. Thanks! Please Advise!