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Hi, all. Applying for third (!) job. Cut-and-pasting the "Background Check Consent" thing from the Taleo app process. Still in NJ.. Y'all know I get around. Anyways. Here is that c/p... what I notice is that it just comes right out and says that it will be LexisNexis or Lexis/Nexis, so any/everything on this garbage collector service is game. I can also tell you that my "conviction" is more than 7 years ago, and one of the only places it WOULD be, as records are so fragmented and inaccurate - much like credit reports - IS LexisNexis. And it WAS NJ. Same County as I am applying, too.... ================================================================================================================================= DISCLOSURE AND AUTHORIZATION IMPORTANT--PLEASE READ CAREFULLY BEFORE SIGNING AUTHORIZATION DISCLOSURE REGARDING BACKGROUND INVESTIGATION Thank you for your interest in working at Family Dollar. For employment purposes, Family Dollar may obtain consumer reports in connection with your employment application or from time to time during employment in accordance with applicable law. Consumer reports include record checks conducted by consumer reporting agencies. The type of information that may be obtained includes, but is not limited to: motor vehicle driving records, criminal records, credit records, public court records, address history records, and property records. In order to continue with the employment application process, you are required to give your consent for Family Dollar to obtain a consumer report. By clicking on the "I CONSENT" button below, you are giving such consent and authorizing Family Dollar to obtain consumer reports on you in connection with your employment application or from time to time during employment in accordance with applicable law. New Jersey A consumer report may be obtained for employment purposes. An investigative consumer report may also be requested regarding credit history, motor vehicle driving record, criminal and civil records, prior employment (including contacting prior employers), education as well as other public record information from LexisNexis. Such report commonly includes information regarding your character, general reputation, personal characteristics, and mode of living. You have a right to receive a copy of the report upon request. By accepting below, you are signifying that you have read, understand, and agree to the information outlined above in the Background Check consent statement(s). If you decline below, your job submission might be automatically excluded from consideration for this position.

I received a debt collection letter from South Western Credit Soultion offering me a "settlement" with AT&T wireless in April 2012. It said I can pay 50% of the intiayl amount owed. I took advantage of the offer and paid it. Then in September 2012 I received another "settlement offer" for the SAME AT&T account from CBCS but this time for the remaining balance. I contacted CBCS and told them I have alreadt satidifed this debt and thy suggested I contct AT&T - who then said that a settlement offer does not satisfy the debt but just closes the debt with THAT CA. But the balance can then be sold off - Is this true? Can anyone provide any insight about Settlement offers? I live in NJ.

I received a debt collection letter from South Western Credit Soultion offering me a "settlement" with AT&T wireless in April 2012. It said I can pay 50% of the intiayl amount owed. I took advantage of the offer and paid it. Then in September 2012 I received another "settlement offer" for the SAME AT&T account from CBCS but this time for the remaining balance. I contacted CBCS and told them I have alreadt satidifed this debt and thy suggested I contct AT&T - who then said that a settlement offer does not satisfy the debt but just closes the debt with THAT CA. But the balance can then be sold off - Is this true? Can anyone provide any insight about Settlement offers? I live in NJ.