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Just making sure I'm on the right path with this one (following Whychat's method and don't want to get any steps wrong). The collection below is reporting on all 3 CRAs. This is from a date of service of January 2012. Collection on debt to: Highlands Medical CenterThe collection agency "Medical Data Systems I" was hired to collect a debt of $582 originally owed to"Highlands Medical Center" on account number "XXXXXXX". Collection agency [?] Medical Data Systems I Original balance [?] $582 Current balance [?] $582 Date assigned [?] Mar 22, 2013 Original lender [?] Highlands Medical Center Account number [?] XXXXXXX Account holder [?] Individual I sent the first dispute letter to the 3 CRAs, and am awaiting EX's response before moving forward, but TU and EQ have responded with 'verified that this item belongs to you' and the following info: Medical Data Systems; Collection Reported 08/2013; Assigned 03/2013; Creditor Class - Medical/Health Care; Client - Highlands Medical Center; Amount - $582 ; Status as of 08/2013 - Unpaid; Date of 1st Delinquency 01/2012; Balance as of 08/2013 - $582 ; Individual Account; Account # - LTFxxxx As soon as I receive the same type of correlating response from EX, I plan to send payment in full to the OC along with the Letter to Health Care Provider (insert a) from Whychat. After that certified check is deposited, I will then send the follow-up letter to the HIPAA compliance dept. of the OC, EX, EQ & TU. Is this correct and is there anything I'm missing? Thanks in advance.