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Found 2 results

  1. What should I do next? Progress detail below....... OC has been reporting CO and a remaining balace of $22 every month since 2007. This acct was settled for less than payoff on 2/2009. I called them explaning that this is wrong and that they should not be continuously reporting this every month because this was a settled CO. This acct is so old, they could not find proof of settlement nor do I have a copy either. So, the rep saw where the acct had been sold to a CA and directed me to pay the $22 remaining or call the CA and take it up with them. I politley requested to escalate the call for further help and she did. (Background Info: In Sept 2012, I online disputed both TL's listed for this acct with EQ. OC(as not mine) the CA(as duplicate acct). They were both reporting each month on EQ. Only the OC TL was showing on TU, no disputes filed with them. Resulted in EQ deleting the CA TL only. Comenity (OC) stayed and continued to report.) Back to the present....... Call sent to a supervisor, explained this to her. She said that the CA did not file the Settlement Letter like they were supposed to. She typed one up and email it to me. She said that it would remove all the mthly postings back to 2/2009, and change the DOLA to to 2/2009 as well. The letter does not imply all of this thou...... How should I move forward with this? It is due to fall off 5/2014 according to TU.......
  2. I have four CO's I want to dispute. They are: Comenity Bank/Maurices, GE Money Bank/Belk, KCA Financial Services (Windstream), and Verizon Wireless. I identify KCA Financial as being the only CA. (All of these are paid CO's and due to fall of late 2014, early 2015.) The jackattack is only used for CA right? (Have disputed with CRA's and came back verified.) Is jack attack and 1-2 punch the same thing? What method should I begin using for dealing with OC? (OC TL's have been disputed and came back verified by all three CRA's) Should I begin asking CRA's how they verified or should I ask for verification from the OC? Thanks! User7890
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