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Found 4 results

  1. Hello everyone, I have slowly improved my scores since joining this board and reading all the great information. Lots of amazing advice and support. I have over the past year or so added to my card collection and have been fortunate to get some cards I thought I would not have been able to get. Here is my current list of cards and was wondering what I could add that would meet my rewards/cash back needs based on my spending habits. So my needs/spending habits are as follows in order of spending. So preference is Cash back/points on Groceries Gas Restaurants - fast food would be nice as well Travel Online purchases - department stores Lowes - Home Depot - hardware stores Entertainment - movies So here is my current card list oldest to newest Chase slate 12K limit Citi diamond preferred 7500 NFCU cash rewards 1.5% All 20k Amex costco 3% gas 2% travel restaurants 1 % all else 17k Penfed platinum signature rewards points card 5pt gas 3 pt groceries 1 pt all else 10k Penfed Amex 5 points airfare 1 pt all else 9500 I have considered BCP, chase freedom, Discover IT. any other recommendations for my situation as a best next card or cards? My scores range from 705-760 depending on bureau and using 08 or other model. All fico scores. Utilization around 13% Please let me know if I'm missing anything that would help Thank you for your advice and time!!
  2. Instant approval online for $1500.00. This is the last card I wanted to round out my rebuilding efforts since Ch 7 Bk discharged back in Oct 2012. Off to the garden officially until 2015 since I know barclays is known to be inquiry sensitive.
  3. I'm officially done applying for credit through this year. I love Barnes & Noble and shop there a LOT... so despite their card being run by Barclays - I applied anyhow (not the first time) and got approved this time .. $5000 limit .. 5% discount at B&N. Looks like they pulled TU and my score was 765 at the time. I know I have taken a hit for all of the new credit in the past few months, so I am done.......... gonna cool my jets. At least til next year, possibly for the next 12 months except for asking for CL increases. I know this is not a white whale for most, but it was for me.. it was not easy to get approved for this card I wanted pretty badly just for the rewards.
  4. I was approved a little over a week ago and today received my Paypal Extras Plat MC. I can't seem to figure out a way to access it from the Paypal website however. Does it normally take some time after activation or am I missing something here?
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