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  1. Hello, I'm curious if anyone who has/had a joint checking account with a credit union that did not require the sharing of one userID/password to view both accounts and perform bill pay. For example, Most of the banking between me and my wife is currently performed at Alliant - unfortunately they require the sharing of online credentials (she has to use my ID and PW) - it makes it rather tough when there are certain identity questions asked "what was the name of your childhood friend?" that she will have a hard time answering. And this situation occurs quite often since her work computer apparently doesn't save cookies. Logix - same thing, sharing of ID and password is required. DCU appeared to be the only one that had separate logins that would allow both people to login and view all accounts and perform bill pay with only their payee's listed. Unfortunately, DCU wasn't all that good to us so they were closed - toy limits, and their debit cards failed on us twice (once apparently was due to some flag being set when the account was new, and then the second time some kind of problem with their network). Thanks!
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