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Found 2 results

  1. For those of you with the 3% JCB Marukai, you can pay your federal taxes with this card and make out ahead of the fees: https://www.officialpayments.com/fed/index.jspThey charge 2.35% so you net 0.75% on federal tax payments, plus you can get the float on the money until the bill comes due. Further, I've found that if your credit limit is too low, you can pay down the account to a negative balance and you can charge up to your credit limit, so if your limit was $2,500 and you paid the account down to negative $2,500, you could make a single $5,000 charge and have it go through. For those of you without the Marukai card, I recommend: https://payusatax.com/They charge 1.87% (but it doesn't work for JCB) but if you have a 2% rebate card on Visa/MC/Amex/Discover they you will make out ahead of the fees, netting 0.13%. Now if only you could buy Amex Gift Cards with a JCB card you could really make out like a bandit!
  2. My DW has a new JCB Marukai 3% card, but she was given only a $2,500 limit and they would not reconsider and indicated you must wait six months before applying for a CLI. We overpaid the current balance, and when you login, it now says available credit is ~$4,000. Does anyone have experience with this card and know whether a $3,000 charge would be approved at this point? I know that for Capital One account in the same situation, it would not be approved.
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