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I guess the letter did not work b/c it was PD after it went to collections. Although, I thought it would b/c everything else ICAN has recommended worked SOOOO *sighs *… Collection popped up on credit reports in 12/2012, I immediately DV’d. And disputed with ALL 3 CRA’s. EQ verified then deleted (not sure why, and it hasn’t popped back up…I’m fine with that lol). TU& EX stayed. The CA did not respond in 30 days, so I sent a notice that they did not validate and told them they need to delete. THEN they responded with a bill statement from the OC. Offered CA a PFD, they declined. Filed BBB complaint b/c I never rec’d dunning notice nor have I EVER talked to them over the phone. They were ALL OVER THE PLACE in their response, and said they sent out dunning letter “in or around” November 2011 (so they really don’t know and PROBABLY didn’t and even if they did, they had an old address), I said I was not satisfied with response and they never responded back and the BBB just closed the complaint (smh). So, I tried to get OC (AT&T) to pull collection back they refused. So, I decided to pay OC and try ICAN’s PD to Original Creditor letter. So, I paid AT&T ($57) thru cashier’s check and I have a copy of the returned check. So, I disputed with TU AND EX. TU deleted the very next day. EX took 6 days and they came back with updated. So, I sent ICAN’s paid to OC letter (MODIFIED A LITTLE BIT), and they responded back with Don’t see a point in calling and I put “Deposit Only to AT&T” on the back of the ck but I guess that doesn’t matter. This is really starting to irk me b/c this was my smallest collection and also the one I’m having the most problems with. I don’t understand why they are putting so much effort in a $57 PAID collection. And they have the amount wrong in several different places. They said I paid $55.13 to AT&T which I DID NOT, it was $57 AND they are reporting a $67 balance on Experian! I keep reading all of these stories about how “easy” AFNI is…but in my case IT IS THE COMPLETE OPPOSITE. I know EX is infamous for not wanting to “re-investigate” after something has been “verified.” Any advice on what I should do next to get rid of these people? I know some might say GW (smh). I was thinking about doing another dispute w/ EX especially since they have the amount wrong, in their letter they said $55.13 but they are reporting $67, when in all actually it was $57; and I would send copy of cancelled check that AT&T cashed in the amount of $57 and not $67 or $55.13. Thoughts, comments, advice?