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Just trying to confirm if this information is accurate (I found it in this forum). As I have read here, under the Higher Education Act and FTC 623, any Lates being reported that took place in a time frame covered by a retroactive forbearance should be corrected by the lender who reported that information? Also, is it better to do an online dispute or fax dispute with the CRA's for this? Or should I contact the office of the Ombudsman? Thanks!
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- Student Loan Lates
- Late Payments
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Hey Gents & Ladies, sorry to be posting this here, but after over 24 hrs, 30+ views, and no responses I was hoping someone may be able to help me. I have read contradicting information on CB and other forums regarding the Higher Education Act and FTC 623 when it comes to removing Student Loan lates. Even after the successful App Spree for DW, I know if I can get these removed from her credit, she should be in mid 700s after, and we are trying to get her there for Refinance in Spring 2015 and new car. So anyone who can chime in and help clarify this topic, as always it is greatly appreciated and I am thankful!