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I completed SL rehab in Oct. FedLoans is my new servicer. I have been making 2 payments a month since my SLs were picked up after rehab. My last payment posted 12/19, all but $3 was applied to principal. As of yesterday they are showing $15 in accrued interest. Based on my principal bal and int rate, my daily interest should be in the ballpark of .40 a day. In 73 days I have pd $25 extra to interest. I have 9 years left of this! Spent an hour on the phone and the SUPERVISOR tells me the extra interest is from when SLs were in DEFAULT. That doesn't make sense to me. Wouldn't all of the fees and interest from prior to rehab have been capitalized when loans were transferred? Don't SL payments get applied first to fees and penalties, then accrued interest, and finally to principal? I'm on $5 IBR payment. Isn't the interest supposed to be pd or forgiven for my subsidized loans?