Jump to content

Search the Community

Showing results for tags 'Experian credit monitoring'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • Intro & News
    • Please Read Before Posting - NEWBIES START HERE
    • CB gets Press!
    • CreditBoards Success Stories
    • Newbies Section
  • Creditboards Main Forums
    • Credit Forum
    • Medical Billing & Medical Collections
    • Bankruptcy
    • Foreclosures/Loan Modifications
    • Chexsystems Help
    • Debt Consolidation, Counseling and Management
    • Military Credit
    • Canadian Credit
  • Financing
    • Mortgages
    • Automotive Financing
    • Student Loans
    • Business Credit
  • Money Management
    • Money Management
  • Special Topics
    • VISA MC policies
  • Resources
    • Laws Laws Laws
    • Where can I Find?
    • CaseLaw
    • State Laws
    • Debt Collector Hall of Shame
    • Identity Theft
    • CreditPulls Database
    • Databases and Reference
    • Sample Letters
  • Misc.
    • General Discussion

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Website URL


ICQ


Jabber


Skype


Location


Interests


Member Title

Found 1 result

  1. Hello everyone, I lost my job about 4 years ago so I decided to go back to school and take on freelance work in order to build on my skills. Within a year of being laid off, I couldn't keep up with the minimum payments. Most of my credit cards had unemployment insurance and although I called within a month of being laid off the insurance never kicked in. I was so nervous about my situation that I completely withdrew, stopped opening the bills and allowed all 5 of my credit cards to go to collection agencies and my student loans to default. BAD! VERY BAD! I've been working for the past year and ready to pick up the pieces. Immediately after getting a job I called the Students Loans and set up payment arrangements. I have 1 sallie mae private loan and a couple of joint government SL. I'm paying ridiculous fees on them but I will get into that later. I'm writing this post because I'm ready to clean up the mess and I want your help/experience as I go through the process. Here is my plan for this month: - Pull all three credit reports (paid) - - Dispute Debt Validity with CA (they are all reporting as closed on report) - Ask CB to delete inaccurate information (multiple agencies for one card) Next: - Negotiate pay out with CA for deletion HELP - QUESTIONS Where do you recommend I get my paid Transunion and Equifax credit reports from? (I use Experian credit monitoring service) A long time ago I place a fraud-alert on my Equifax report and they have blocked me from getting and online report ever since. Anyone else experience this?
×
×
  • Create New...

Important Information

Guidelines