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Showing results for tags 'Experian Clean'.
I've been waiting for this moment for eons...and it's here! I have one SPOTLESS report -- EX shook free of the paid CO from 2007 (TXU Energy) and I just lifted my freeze for 7 days. My EX FICO (myFICO.com) 5 minutes ago was 772, up from 671 on 3/31/2014. That's 101 points in about 35 days...? Not too shabby, eh...? AAOA is 6 years. I need some help...I could do A-WHOLE-LOTTA-DAMAGE in 7 days, so I need a plan. You folks are far more likely to be thinking more clearly than I am at the moment, so let's hear your ideas. I have NO personal Amex, yet -- I'm *D with an AU card (2009) and I want a revolver. And I would bet money that they will soft me tonight, because they do that every time my EX report changes, whether good or bad. And the CO just disappeared today -- was there at 6:30am; gone at 4:30pm. I also have a new account with Regions that I'm not sure I'd rather have it report first or not...would be another hit to my AAOA, but it's a $5K line, so there's that. I also want something for an EX monthly FICO, and I know FNBO is funky about INQs...I have 6 total; 4 are in the past 12 months. ARS and IDA are Frozen. I currently have these REPORTING: NFCU cashRewards -- $14K (since Dec. 2013) Walmart Store Card -- $5K (since Jan. 2014) Logix Platinum -- $2.5K (since Dec. 2013) Capital One (blah) -- $500 (since Dec. 2013) (one closed, positive store card from 1992) Student Loan Logix Auto Loan So...what's the plan. peeps...??