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I am in need of advise regarding a tax lien being placed on my property on three different occasions. My property is a single plot but the county line runs through a small section of it. I have an escrow account that covers taxes and insurance with my lender. My lender at the time of the first occurrence was GMAC who did not pay both tax bills. After many phone call to them they finally understood the two county property tax bill. GMAC sold mortgage loans to ALLY bank a few years later and the issue once again appeared. Ally bank did not pay the same property tax as GMAC but this time it took much longer to resolve. The tax was paid the day before my property was to be sold on the court house steps. The very next year the same thing happened. Long story short, this is showing on my credit report making it very hard to get credit. I have disputed this information with Trans Union but its too early for a response from them. I also filed a complaint with the BBB regarding this matter. Still, too early for a response. I have not checked the other agencies as of yet but feel confident they too are showing the same. The easiest way this could have been avoided was for me to pay the taxes myself when I was notified, but to put it bluntly I did not have that amount of money at the time. Times were very lean then. I am looking for some guidance and experience in this matter as I have none and can't afford an attorney. Any help would be GREATLY appreciated. Thank you so much in advance...
