I completed student loan rehab program and paid all 10 payments with Direct Loans in August. Sallie Mae picked up loan in August. Made my first payment to Sallie Mae in September. Old Negative trade lines were being reported along with new positive 1st payment. I call direct loans and they take off old trade lines. Now my whole student loan history of the past 10 YEARS have been deleted.
I was told upon completing rehab program my default status would be lifted and the past 10 payments would report as positive history and the negative missed payments prior to starting the rehab program would still report.
Well I called Direct Loans today and they said they were obligated to lift default and delete complete credit history of student loan and wipe slate clean. A month ago when I spoke to a rep I was told the past 10 payments of rehap would reflect positive which I was told prior to starting program.
Anyone gone through this before? Give me advice? anything I can send in to help?