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  1. Edgarito
    Hello, I have really bad credit and I'm looking to fix my credit score. I opened a secured credit card through US Bank about 5 months ago and now I'm thinking about using a credit counseling service such as Sky Blue Credit Repair or Lexington Law. Does anyone have experience with those agencies? Any recommendations? I need some help dealing with some of the collections and anything else effecting my credit. I was hoping the agency could reach out to the companies where I owe money and help create a payment plan or something to that effect. Thanks, Edgar

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