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Found 2 results

  1. Hello, I am new to CreditBoards, but have been pouring over the material and am very excited to begin my credit repair. I have triaged my reports and am looking now to tackle a number of old accounts that went to a collection agency for medical services. All of these accounts went to the same collection agency (for services at the same hospital) and range between 6 and 2 years old. I paid the CA in full, directly, for all of these accounts. I read PsychDoc's very helpful sessions, but have been unable to locate a clear path for what to do to have these removed from my credit reports. Do I begin by writing to the hospital directly? Or should I write to the CA, who I paid in full for all services after they went to collections? Does anyone have a sample letter, or can you point me to one, that deals with paid CA accounts (paid to the CA) for medical services? Should I begin with a Goodwill Letter? Or should I jump right to a Nutcase letter or something different even than that? Do I reference HIPAA in such letters? Any an all information is very welcome. Again, I am relatively new, so if I am completely missing something, or there is a post somewhere that answers all this that I have yet to find, please let me know. Thank you!
  2. Has anyone had any experience with this CA? My sister unknowingly gave these people information so that they could consolidate her Sallie Mae loans. Isn't it possible that my sister can still consolidate these loans on her own directly with Sallie Mae if FH Cann wants to do it for her ? I am pretty sure my sister's account is in default or near default since she is unemployed at the moment. I am pissed off that she gave them my information and her boyfriend's information for the consolidation paperwork as references.. Does this now mean that they can contact me to get money? Can anyone recommend what she might be able to do or what her best option is at this point? Thanks in advance.
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