Im working on my B* primarily on EQ, I have been monitoring with USAA and Equifax Complete Advantage for a while and it shows soft inquiries all the way back to late 2012, how do I know if I've been chopped? Bit new to the B* Spent the last 8 months clearing up my credit and now all that is left is one 7 year old minor charge off thats paid in full and a plethera of inquiries due to having fought to remove all the negatives on my credit...please advise oh gurus of the credit world