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Found 7 results

  1. I've been wanting to get a Chase Freedom, but I have no credit history at all (AFAIK -- CreditKarma said it couldn't find anything for me). The plus side is that I am about to start a job making ~$160k/yr gross income. How likely is it that they'll approve me? More details: - 24 years old - I've been a student up until now, and never needed a credit card or any kind of credit before. I only recently realized that I've been missing out on cash back & bonuses, and also building a credit history. - Since I was a student with not much income, I have virtually no money saved up (only les
  2. Wanting to transfer my balance from Credit One to Chase Freedom (when it gets here and activated) and close out Credit One. They do offer 0% for 15 months on Balance transfers, but is it that easy to do?
  3. Don't know what I expected, but it wasn't 15K, highest card to date is 10 Visa Plat from my CU, although hoping my Amex Surpass triples to 10500 in a couple of weeks... Mendelssohn's CSP post is what I blame the app on! he posted, I went looking and 'accidently' applied... Thanks Mendelssohn! I appreciate it! ;-)
  4. Double posted, not sure how, someone delete thsi one please?
  5. Hi, guys, So my CRs are all newly clean, and I decided to pull the trigger and apply for Chase Freedom today. My file is thin – one Cap1 secured w/$351 limit reporting since November; 1 DCU Visa with $7500 limit reporting since last month; one DCU car loan, also new; and my Chase auto loan that was just paid off. One inquiry on my EX in the last year. That’s it. No negatives on my file. I just had two awful public records removed and I'm happy about that. I checked my FICO EX before the app and it was 738 so I felt good about my chances. I app and get the dreaded 10-day wait message. Is that
  6. First post. Really enjoy reading the forum. I made a lot of mistakes with my credit and it has finally been 7 years since my last mistake. I have 36k in student loans that have established enough credit to pick up some cards. I started with a cap1 secured (200) in April and went for the pre approved platinum offer in May (1000). I also got an amazon store card (400 in May then CLI to 1900 this month). My first big score came with getting in with NFCU because of my brother's service and getting there signature cash rewards visa with 17k limit in June. It definitely felt great. My E
  7. Applied today for the Chase Freedom and got the "yea I'll get back with you on that" message. Called the backdoor and 1st u/w told me I was declined due to bk even though she can see that I clearly have re-established my credit that she can't open an account right now. Try back in about two years. Now I IIB Chase and I thought if anything that I would be blacklisted, but no not a peep about that. Anyway I sat here and stewed on this by having me a few drinks. And when I realized that had I not only got one HP on TU, but they pulled EX too I was said oh no I have got to call back.....dr
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