Search the Community
Showing results for tags 'Chapter 13'.
Hello! I am pretty new to CB and am looking to try to rebuild my credit after some mistakes in my younger years. These are the credit cards I currently have- CapitalOne- $1800 CL HSCB/CapitalOne- $400 CL CreditOne- $700 CL Discover IT- $200CL JCrew- $300 CL Victoria's Secret- $600CL Buckle- $250CL Target- $200CL I have a car loan through Nissan for- 23,000 that I am still paying on as well as a student loan -$250.00 left to pay I ran my credit report and my score is currently at 609. As for the "Baddies"- Charge off from 2013 for $14,000- which is still being paid thro
I'm almost done my chapter 13 plan and my mortgage guy thinks he will be able to get me approved for conventional financing. My credit has bounced back, I've got a steady job and income as well as a decent down payment. Has anyone here been able to qualify for conventional financing soon after a 13 discharge?
So I deleted all old Addys off EQ and Transunion and obviously didnt fly with Experian... I opted out... and i no longer live at the address I was at when these things were filed.. I sent off my own version of a SAME NAME DISPUTE and disputed all the public records in one swoop... So far with Transunion the judgement is gone (they only recorded one) but both BKs still show But as far as EQUIFAX... THE PUBLIC RECORD SECTION IS CLEAN! Experian dispute as far as I know (i cant get in the backdoor anymore) is still in dispute as of about 2 days ago... BKs were supposed to fa
I'm read as many posts as I can about getting 2 chapter 13's deleted from my Equifax file from 2006. At the time I had no idea that it was worse than Chapter 7 or I would have gone that route for sure. I filed two within a couple of months of each other in an attempt to keep my house from being foreclosed. Neither were confirmed and I'm not even sure if I ever paid any money into either. So, I've read about the address removal but I have about three old trade lines before this time from american express, discover and a credit union. All of those were associated with this address. Do