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Found 4 results

  1. Hey I called in to Continental Finance tonight to cancel my Verve MasterCard. I recorded the conversation (read to do that on here). I informed them I was doing it as well. When I told them I was recording it, they transferred me to another person. The person on the phone acknowledged that I had a zero balance and wouldn't owe anything and said she closed it. I also dropped a notarized letter in the mail informing them I closed the account on the phone for their written records. Is that about all you need to do? This is the first time I've closed a card.
  2. Do airline miles cards (e.g. Capital One) allow you to combine miles with existing miles you have through an airline?
  3. Hello everyone, I am a newbie, but I have been reading the forums, and I decided to try and goodwill two consecutive 30-day lates with Discover. I emailed the CEO and another Exec the first time, and got a call with the usual "we have to report, can't change, blah blah blah." I waited a month and sent another pair of emails. This time, I got a call...the woman (in an annoyed voice) said "This letter was the same one I received from you in November, right?" And then re-iterated what she said last time. It wasn't the exact same letter, but, obviously, the content was similar, as it is my story. Has anyone else run into this? I haven't read anything like it so far... Has anyone been successful with Discover late deletes recently? Or not? These lates are the only lates on my report, and Discover has been super stiff about it. Thanks for any input or stories.
  4. I received a pre-approved offer for a rewards credit card from a bank I use for personal checking and savings, Wells Fargo. I've had a relationship with them for years, get my pay direct deposited, and typically maintain an average monthly combined balance of a couple thousand dollars. Is this a good card/bank for building credit and CLIs? As I've previously posted, I'm rebuilding credit after bankruptcy (Chapter 7, discharged a year and a half ago). I've got two credit cards, accounts opened through mailed offers: credit lines below $1000, have been using them, keeping utilization ratio around 60%, and paying off balance in full each month. Currently, my balance is $0 on both cards, in anticipation of applying for this offer.
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