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Hey gang. Any thoughts on this? I opened a new Paypal account and I guess Bill Me Later/Comenity Bank decided to go ahead and open an account in my name without me wanting or requesting an account be opened. I was alerted by my monitoring service about an inquiry this AM. I'm sure they had some checked box in some unconscious place on the page where it shows that I wanted to apply for this service. I can't get back to that part of the sign up page to check because you have to open a new account with credit card info and Im not doing that again. Anyway, after finding the number to call to raise hell, the lady gave me a fax number to request removal of the info from my reports. My question is should I demand payment for a FCRA violation for no PP and should I mention TILA violations for not disclosing that a credit pull was going to be preformed? I'm sure it's buried somewhere, but I do not recall anything on the page where I signed up that I was requesting BML services. I read over these things pretty well before signing up, at least I thought. I will be filing a CFPB and a letter to Lisa Madigan's office no matter what, but I was winding if I should levee it at that or demand payment.