Well today is my one year anniversary of being discharged from Chp 13 bankruptcy.
The good part is because of Creditboards, I now have $40k worth of available credit, two car loans (which I'm thinking about refi) and a few fantastic credit unions.
To the newbies if you see this -- don't take offense to what these boards have to tell you and the responses to your questions I can guarantee you that most of their responses are right on point and are valuable advice.
Oh and my just to share my own experience I got a little carried away with the shopping cart trick and got highly addicted to approvals, but I quickly came down off that ledge when I was declined for too many new accounts....so I'm still reading and working on rebuild, but the leaps and bounds I have made are awesome and I owe it to each and every contributor here.
Just wanted to say thanks (and of course any more advice is always appreciated)!!!
Now I will take my little self to the garden where I will remain probably until Christmas or even January 2015.
Love you guys,
Blqbutterfly