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I had an old (well not that old) bank account from 2012 that charged off in January of 2013. I haven't heard hide nor hair from anyone and I haven't moved, so I called BBVA today to find out where my account was at. I spoke with the 800# for BBVA and was told that my account was charged off in January of 2013 and sold to a company called CBCA, then I was given a number for the collection agency. After reading up on the number provided by BBVA it sounds like this CA are real psychos. So, I called the branch that I used to bank at and the teller looked up my account and informed me that I was still able to come in and make payments at the branch until the account was paid off and I would be taken out of collections. What course of action should I take? Should I just make payments to the bank in person or should I attempt to contact the CA? By the way, I've been checking my Chex and credit reports and there is no reference to my BBVA account.
Which tells me they’re looking for new credit card customers. I think the rep offered me 12 months 0% on purchases & BTs. But, I wasn’t really interested, so I wasn’t paying attention. I can only recall AmEx & Citi offering me cards on a cold call. So, if you’ve ever wanted a BBVA Visa, This may be the time to go for it. http://www.bbvacompass.com/credit-cards/