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I had an old (well not that old) bank account from 2012 that charged off in January of 2013. I haven't heard hide nor hair from anyone and I haven't moved, so I called BBVA today to find out where my account was at. I spoke with the 800# for BBVA and was told that my account was charged off in January of 2013 and sold to a company called CBCA, then I was given a number for the collection agency. After reading up on the number provided by BBVA it sounds like this CA are real psychos. So, I called the branch that I used to bank at and the teller looked up my account and informed me that I was still able to come in and make payments at the branch until the account was paid off and I would be taken out of collections. What course of action should I take? Should I just make payments to the bank in person or should I attempt to contact the CA? By the way, I've been checking my Chex and credit reports and there is no reference to my BBVA account.
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- checking account
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Which tells me they’re looking for new credit card customers. I think the rep offered me 12 months 0% on purchases & BTs. But, I wasn’t really interested, so I wasn’t paying attention. I can only recall AmEx & Citi offering me cards on a cold call. So, if you’ve ever wanted a BBVA Visa, This may be the time to go for it. http://www.bbvacompass.com/credit-cards/