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In April of 2013 I paid off my auto loan in full. In January 2014 I requested my credit report by mail. When I received my Equifax report, everything seemed to be in order. However, from May 2013 to December 2013 it has my loan listed as "No Data Available". Does this mean that they assume that I still have the loan? Shouldn't it had stopped at April or something? I tried asking this question to people online but everyone misunderstands me. They think that I'm asking why the loan is on my report if it's been paid. That is NOT what I'm asking. I get that things stay on your report for X amount of years. What I'm asking about are those months AFTER I had paid off my loan. The months in which I had no bills or payments because it had already been paid in full.
