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Showing results for tags 'Apple FCU'.
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https://www.applefcu.org/Appleweb/Promotions?utm_source=Educator&utm_medium=email&utm_campaign=CreditCard#my_rewards For those of you who can't get the PenFed Gas CC
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My history is in my siggy... Had my Nrewards Secured since day of discharge (roughly 8 months). Secured Loan the same amount of time, the balance is 422 out of 1K with NFCU. So my history has been good, PIF the secured monthly after running it up almost every month. Apple Finance Visa is at 1200 out of 2200 all others are 0. So my util is at 28.5%, I do not see the need to pay it off since I am on my 0% promo for 12 months for my intro Apple Purchase. My scores are 130+ from when they gave me the Nrewards Secured. Now I want to app for the CashRewards card or ask Apple FCU to unsecure my card and convert it to the new My X Rewards Visa. 1.) Should I wait on Navy, not based on util but based on 8 months with Secured not being enough time for them? not looking to unsecure it, since they state it will be reviewed at the 13th statement, I just want the CashRewards. 2.) Would this spook the infamous Barclay if I do just this one app since my approval with them? I have no INQs on EQ and none recent before or after the Barclay on EX who they softed last month...and only 2 on TU (Barclay being one, and Walmart on the same day). Which would you do? Try unsecuring Apple, try for CashRewards with Navy or leave them both alone so not to spook Barclay? I heard Barclay is spooked by the excess inquiries and account openings, this is all I want for now and the concensus seems to be to open 1, maybe two after them within the first 6 months seems to be OK to them,