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Showing results for tags 'Amex Corp'.
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Question for the pros: I pulled EX from myFICO, and I was surprised by something I saw in the “Why You Have Jacked-Up Digits” section. In raw numbers, I have 7 HPs, 4 of which are technically in the past 12 months. But since EX likes to treat those like milk that it wants to squeeze an extra 2 weeks from the “Best If Used By” date, I was expecting it to say that 5 are hurting me. I was surprised to see it only mention 3. The one that was conspicuously missing from the list…? The 4-month-old Amex HP for a corporate AU card. Now I may be late to the party, but I haven’t seen it mentioned anywhere that FICO ignores these inquiries. Are these HPs entered with FICO-neutral coding…??
