So did a CRA dispute with RJM Acquisitions and after it came back verified, they sent the following letter...
RJM Purchased Your: Overdrawn Bank Of America Checking Account
Bank of America Account #: 334xxxxxxxxx
Appears On Your Credit Report As: 334rxxxxxxxxx
Date RJM Purchased This Account - May 18, 2012
Your Social Security Number 254-xx-xxxx (this is how much of the social is actually showing)
RJM has received a Consumer Dispute Verification (a "CDV" from Transunion. RJM takes seriously its duty to maintain accurate information concerning this account. Please contract us if you believe anything about this account is not accurate.
blah blah blah.. attempt to collect debt... blah blah...
Sooo.... did they just pretty much validate even though I didnt send them a DV because they got the Verification request through Bureau... any other route of attack with this being within SOL (though i doubt they sue for this little amount) ... ?