Hello,
Need help on a possible 611 FCRA violation.
1. Sent a letter to TransUnion on April 15 requesting an investigation and disputing items to correct or delete, got response saying they verified the alleged debt on May 7.
2. Sent a second letter on May 24 requesting a re-investigation and disputing items to correct or delete, also to provide method of investigation, got a response saying they verified the alleged debt on June 10.
3. Sent a third letter CMRR on June 25 requesting under 611 of FCRA to provide detailed information of method of re-investigation including name, address and telephone of any furnisher used to verify the alleged debt, got a response July 2 with some "procedure" explanation.
As to date, none of the information requested to verify said account was provided, which comes to my attention since the CA has also failed to validate under TFC.
What are my options: Send ITS? File lawsuit for damages? File a complaint to CFPB?
Any suggestions? Thanks in advance.