Hi everyone,
It's been a while - since mid-2009 to be exact and I've missed being here. Long story short, I lost 90% of my self-employment income in a 3-day period, which led to losing my car, credit, and eventually my house, which I loved. It was my first house. I had just peaked 700 on my mid-score too, but had no savings. It's been incredibly humbling.
So, I'm taking baby steps back into re-establishing credit after five years of being pretty much cash-only and off the grid.
I got a preapproved CapOne invitation in the mail and thought, why not? All they can say is no. Yay, I got the usual $300 CL, same as when I was re-establishing myself after my divorce. After 5 months of on-time payments, they'll do a CLI. It won't be a problem, but I was wondering what the current CLI is for these types of starter cards. I'm sure the landscape has changed since the last time I was here.
Thanks, everyone, and it's really nice to be back.